Xpectations!® Prepaid Mastercard®

With our Xpectations! Prepaid Mastercard, you get convenience and security.

No Cost Direct Deposit & Reloads*

Receive paycheck funds faster and government benefits sooner**, deposited directly onto your card account. Plus, with direct deposit, you get immediate access to your money, and you can add funds to your card for no charge at all PLS Check Cashers locations.

Widely Accepted

Make purchases at department stores, shops, restaurants, and grocery stores—everywhere Mastercard debit cards are accepted. Plus, use your Xpectations! Prepaid Mastercard to shop online, pay bills and withdraw cash at any Mastercard Cirrus ATM. Fees apply see Cardholder Agreement.

Safe & Secure

An Xpectations! Prepaid Mastercard is safer than carrying around cash.

PLS Mobile App

Download the PLS mobile app to check your deposits, balance, transaction history and more! It's free, convenient and easy to use.

Access your Xpectations! Prepaid Mastercard
View the Xpectations! Prepaid Mastercard
Cardholder Agreement.

 

For customers who have an existing Xpectations!® Visa® Prepaid Card:

You can continue to use your Xpectations! Visa Prepaid card or switch at NO COST†† to the Xpectations! Prepaid Mastercard. Existing direct deposits will transfer automatically.

Access your Xpectations! Visa Prepaid Card.
View the Xpectations! Visa Prepaid Card Cardholder Agreement

Fees apply to your purchase and use of the Xpectations!® Prepaid Mastercard®. See Cardholder Agreement at www.pls247.com/xpectations for terms and details, including conditions and your obligations related to unauthorized transactions. Card issuance is subject to identity verification. The Xpectations! Prepaid Mastercard is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. This card can be used everywhere Mastercard debit cards are accepted.

*There is no charge for cash reloads at PLS Check Cashers locations. Individual retailers other than PLS Check Cashers locations may charge a fee.

**Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer's support of the feature and timing of payer's funding.

†When using a mobile device, standard text messaging and/or data rates from your wireless service provider may apply.

Fees apply to your purchase and use of the Xpectations! Visa Prepaid Card. See Cardholder Agreement at www.pls247.com/xpectations!/visa for terms and details, including conditions and your obligations related to unauthorized transactions. Card issuance is subject to identity verification. The Xpectations! Visa Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.

††There is no card purchase fee when customers switch from an Xpectations! Visa Prepaid Card to an Xpectations! Prepaid Mastercard. All other fees will apply in accordance with the Cardholder Agreement.

Any questions or complaints concerning PLS Check Cashers of Arizona, Inc.’s money transmission services should be directed to the Arizona Department of Insurance and Financial Institutions, 100 North 15th Avenue, Suite 261, Phoenix, AZ 85007, Telephone Number: (602) 364-3100.

All trademarks and service marks are the property of their respective owners. PLS Financial Services, Inc. ©2023