LOW Rates on Cashing Government Tax Refund Checks – only 1.5%*

Cash your Payroll Checks and PLS Money Orders at 1.99%*
lower than the New York regulated market rate!


It's easy to cash your checks at PLS. Whether you need to cash checks, send a money order, or pay your bills, our friendly staff will help you get it done! Our locations are open 24/7 for your convenience.

PLS cashes many types of checks, including:

  • Payroll
  • Government
  • Tax Refund and Stimulus
  • Business
  • Personal
  • Out-of-state
  • And More!

*A fee of 1.5% applies to cashing checks issued by a Federal or state government agency for Social Security, unemployment compensation, retirement, veteran’s benefits, Federal or state monetary assistance, emergency relief or housing assistance, tax refunds, or lottery winnings. A fee of 1.99% applies to cashing payroll checks and PLS money orders. A fee of 2.2% applies to cashing all other non-commercial checks. A minimum charge of $1.00 applies per check, except for government checks.

Rates for checks made payable to businesses vary based on several factors, and such checks may be cashed at rates up to 5%. Visit a PLS store for more information.

AFI of New York, Inc. is licensed as a Money Transmitter by the New York State Department of Financial Services.
PLS Check Cashers of New York, Inc. is licensed by the Superintendent of Financial Services pursuant to Article 9-A of the Banking Law.
PLS is a registered service mark of PLS Financial Services, Inc. ©2024.