Effective Date: August 30, 2021

PLS Financial Services Inc. (“PLS”) offers recurring and occasional one-time or limited-duration text message programs. When you agree to participate in our text message programs, you agree to receive text messages (e.g., SMS, MMS, and RCS) from PLS, including offers, rewards, deals, updates, alerts, reminders, and other marketing texts. When you opt-in to receive messages from PLS, you are expressly giving consent to PLS to contact you at the mobile telephone number you provided when signing up or any other number that you designate. You also agree to our Terms of Use, which contain arbitration provisions, among other provisions, and our Privacy Policy.

Messages may be sent using an automatic telephone dialing system or pre-recorded voice. Your consent to receive such text messages is not a condition of any purchase. Message & Data rates apply.

To opt-in to participate in the PLS text messaging program(s), you will need to follow the instructions provided by PLS for that text message program, which may include texting a message to a short code or phone number, filling out a form, or otherwise signing up and providing your consent. You may need to confirm your consent, such as by replying S (or other designated response) to an initial text message sent to you.

PLS reserves the right to change the short code or phone number from which messages are sent, and you consent to receive messages from the new short code or number upon notice from us of the new short code/number.

Not all mobile devices or handsets may be supported and our messages may not be deliverable in all areas. PLS, its service providers and the mobile carriers supported by the program are not liable for delayed or undelivered messages. You understand and acknowledge that network services, including but not limited to mobile network services, are outside of our control, and PLS is not responsible or liable for issues arising from them. If your mobile carrier is not participating, you will not receive a reply to your messages. Some operators may not support some services (e.g. pre-paid users may not be able to participate). Check with your carrier to confirm.

To receive PLS text messages, you must be listed as an authorized user on the mobile account, a resident of the United States, and 18 years of age or older.

How To Stop Receiving Text Messages

To stop receiving text messages from a specific PLS text message program, text the keyword STOP to the short code or phone number for the text message program from which you no longer wish to receive messages (i.e. the number from which its text messages are being sent). You agree to receive one final message confirming that your request has been processed. If you unsubscribe from one of our text message programs, you may continue to receive text messages from PLS through any other programs you have joined until you separately unsubscribe from those programs.

PLS may suspend or terminate your receipt of PLS text messages if PLS believes you are in breach of these Text Terms or the PLS Terms of Use. Your receipt of PLS text messages is also subject to termination in the event that your mobile telephone service terminates or lapses. PLS reserves the right to modify or discontinue, temporarily or permanently, all or any part of PLS text messages, with or without notice.

Help / Customer Care

Text the keyword HELP to the short code or phone number from which you received our text message(s) to return customer care contact information.

This message program is a service of PLS Financial Services Inc., located at One South Wacker Drive, Suite 3600, Chicago, IL 60606.

Duty to Notify and Indemnify

If at any time you intend to stop using the mobile telephone number that has been used to subscribe to the PLS’s text messaging program, including canceling your service plan or selling or transferring the phone number to another party, you agree that you will opt-out of receiving text messages from PLS by texting STOP to the short code or phone number for the text message program from which you no longer wish to receive messages (i.e., the number from which its text messages are being sent) prior to ending your use of the mobile telephone number. You understand and agree that your agreement to do so is a material part of these Text Terms. You further agree that, if you discontinue the use of your mobile telephone number without notifying PLS of such change, you will be responsible for all costs (including attorneys’ fees) and liabilities incurred by PLS, or any party that assists in the delivery of the mobile messages, as a result of claims brought by individual(s) who are later assigned that mobile telephone number. This duty and agreement shall survive any cancellation or termination of your agreement to participate in any of PLS text messaging programs.

You agree that you shall indemnify, defend, and hold PLS harmless from any claim or liability resulting from your failure to notify us of a change in the information you have provided, including any claim or liability under the Telephone Consumer Protection Act, 47 U.S.C. § 227, et seq., or similar state and federal laws, and any regulations promulgated thereunder, resulting from us attempting to contact you at the mobile telephone number you provided.